Home Insurance Solutions for Lewiston, Auburn & Monmouth, ME

The Benefits of Home Insurance

Whether you're buying a new home or you've paid it off, having the right insurance coverage is important. The team at Champoux Insurance Group is ready to match you with a plan that meets your needs. Here are some of the key reasons to take the time and invest in an excellent home insurance policy:

• Protect Your Entire Property: Home insurance covers the main structure of your residence, but you can make adjustments to cover detached structures, the contents of your home, and more. Whether your home is damaged in a natural disaster or you're the victim of theft, you can safeguard your property and possessions against unexpected events.
• Compliance: If you are financing your home, your lender will likely require that you have specific home insurance to guard against legal liability, certain kinds of damage, and other issues. Purchasing a comprehensive insurance plan will ensure that you remain compliant with these requirements.
• Save Money: While home insurance might seem like an unwanted expense, it can provide major relief in the event of an emergency. Paying into your plan on a regular basis makes it much easier to stick to your budget and still handle unexpected developments from a financial standpoint.
• Legal Protection: Your homeowners' insurance policy can protect you and your family against lawsuits and medical expenses related to damages incurred on your property. Additionally, if you accidentally cause damage to someone else's property, your home insurance can help offer compensation.
• Peace of Mind: A home insurance policy provides considerable relief. You won't need to deal with the constant fear of what you'll do if something happens to your home; your insurance can cover the expenses incurred in these situations.
  

The most standard coverage for a home is dwelling coverage on the physical structure of the house itself. This will keep you covered in the event that your floors, walls, or roof have been damaged and require repair. Beyond that, you can choose to protect the personal property in your home, and other structures surrounding your home and get insurance for damages or injuries that may happen on your property.

At Champoux Insurance Group, we want to make sure you are fully protected and unless you have purchased special insurance to protect against unexpected natural disasters, you might not be. Flooding is the most common natural disaster in Maine but floods are often overlooked until it’s too late. That is why it is important to be fully prepared before such disasters strike.

It is our job to think of the things that the average person chooses to ignore. We will make sure your home is protected so that if anything does ever happen, you don’t have to worry. We have years of experience in the insurance industry and trust us, we have seen it all.