Auto Insurance

Auto Insurance Solutions for Lewiston, Auburn & Monmouth, ME

You have a responsibility as a driver to have proper auto insurance to protect you, your passengers, and every other motorist on the road with you. You also have the responsibility to protect your investment, especially if there is a lien on your car. Without auto insurance, getting into an accident can result in unbearable financial hardship for you, through repairing property, treating injured people, and other issues. Your auto insurance coverage can also protect you in the event of vandalism or theft.

Why Do You Need Auto Insurance?

While you might have always heard that you should have auto insurance, you might not have stopped to think about why you need it. Here are just a few of the reasons that you should always make sure that you have car insurance coverage that works for you:

Compliance: Anyone who owns or operates a vehicle in Maine must carry at least a minimum level of auto insurance and be able to prove that they have coverage. Your vehicle financing company will likely require that you carry insurance as well.
Financial Coverage: If you are in an auto accident of any kind, or if your vehicle is damaged in a covered event, car insurance can help pay for the costs of repairs, replacements, and other related expenses. If you cause a car accident, you might be held liable for any costs associated with it, including medical expenses for anyone who was injured, legal fees, and more. Liability coverage can help you with these costs without worry.
Protect Your Passengers: If you are in an accident that injures one of your passengers, your car insurance can help cover their expenses for hospital visits, doctor bills, surgeries, or even lost wages.
Protection for Yourself: The right auto insurance coverage will protect your wallet, your vehicle, and your peace of mind - no matter what happens on the road.

If you have questions about how our auto insurance policies work, or if you'd like to request a car insurance quote, don't hesitate to reach out to Champoux Insurance Group today!

What Can Influence Your Auto Insurance Rates?

Deductibles: The higher your deductible, the lower your car insurance bill will be. However, this means you will pay out more for accidents before insurance covers their portion.
Claims: The more accidents you have, the higher your insurance will be.
Gender: Statistics show that males tend to drive riskier. Due to this, they generally have higher rates.
Vehicle: Your insurance will be affected depending on what vehicle you choose to drive. (Ex. Sports cars are more expensive than regular cars.)
Safety Devices: Depending on the safety features of your vehicle, you could save money each month!
Location: Auto insurance is influenced by where you live. If you are living in an area with high crime, your insurance will be higher.
Age: Less experienced drivers and younger drivers may pay more as they tend to be more of a risk.

Other aspects that can change auto insurance costs are payment plans. If you pay your insurance for the full year, rather than month by month, you could save yourself some money. If you have multiple policies along with your auto insurance, you could be given discounts.

For more information on our car insurance policies, we welcome you to contact our office! We provide honest car insurance quotes to drivers across the Turner, Auburn, Lewiston, and Monmouth, ME areas. Stay safe on the road - request a quote today!

Your Auto Insurance Coverage Options

Collision: This type of coverage will pay for all or a portion of your car repair, or in the event that your car has become totaled, the coverage will reimburse you for the value of the vehicle.
Comprehensive: A comprehensive policy will protect your car from non-accident-related damages, including: natural disasters, vandalism, glass damage, and animal damage.
Liability for property damage or bodily injury: If your car causes damage to someone else’s property or causes injury to another person, this coverage will cover that.
Medical: In the event that you or any of your passengers need medical treatment as a result of a car accident, this coverage will pay or reimburse for doctor’s visits, hospital visits and stays, x-rays, and even funeral expenses in the event of death.
Rental car coverage: If your car has been rendered undriveable or has been stolen, this coverage can pay for all or part of the cost of a rental car.
Roadside assistance: This covers you for those unexpected issues, like flat tires, dead batteries, towing needs, empty gas tanks, or even lockouts.
Uninsured: In the unlikely event that you are in an accident with a driver with inadequate or zero insurance, we can provide you with protection.

Call Us Today for Honest and Dependable Car Insurance Quotes

Get a Quote!

Contact Us Today for Dependable Auto Insurance

To ensure you and others on the road are protected when you are driving around, you need reliable auto insurance. That’s where we come in at Champoux Insurance Group! We take pride in finding an auto insurance policy that meets your needs and stays within your desired budget. Auto insurance will give you peace of mind, knowing you are financially protected in the case of an accident. Ready to get started? Give us a call today. We offer services to vehicle owners in Lewiston, Auburn, Turner, ME, and the surrounding areas.

We look forward to working with you!

Request an Auto ID Card

File an Auto Claim

Auto Insurance Payments